Horse Riding Injury Solicitors — Scotland

Horse riding is a popular sport and hobby for many in Scotland, with equestrian centres and private stables located all around the country. Unfortunately, horse riding accidents can and do happen, and the consequences can be severe. At Watermans, our experienced horse riding injury solicitors can help you seek the compensation you deserve.

Get Your Life Back Together

"They looked out for me through the whole process. Watermans sorted out my physiotherapy and a personal injury settlement that has enabled me to get by life back together. A special thanks to Sam Donaldson and Stacey Moore who handled my claim."

M Mayaka, Personal Injury Claim

The Short of It

  • If you or a loved one have been injured in a horse riding accident that wasn't your fault,

    you may be entitled to compensation.

  • Injuries from a horse riding accident can occur during a road traffic accident,

    as a result of falling from a horse, or from being kicked by a horse.

  • At Watermans, we employ specialist personal injury solicitors,

    who are experienced in handling horse riding accident claims.

  • Everything we do at Watermans is about getting you the resolution you need

    and providing straightforward legal advice. It should be that simple.

  • The Long of It

    Horse Riding Accidents 

    Horse riding accident claims

    Working closely with horses will always come with certain dangers. Both the horse rider and horse may be injured if they are involved in a road traffic collision, or someone can fall from or get kicked by a horse when handling them.

    If you or a loved one has been involved in a horse riding accident on the road or in an equestrian centre, you can make a claim for compensation if it was not your fault.

    The injuries suffered/sustained in a horse riding accident can range from minor to devastating, resulting in permanent disability or in some cases, even proving fatal. In such circumstances, it’s vital you pursue compensation from the negligent party.

    If you are unable to fully recover from your injuries, the compensation you can claim for will also take into account your long-term future. This includes what you may need for medical provision, future care such as adjustments at home, and loss of earnings.

    At Watermans, we employ specialist personal injury solicitors who are experienced in handling horse riding accidents. Speak to one of our advisors today to start your compensation claims process.

    Causes & Types of Horse Riding Injuries

    Hors͏e ͏r͏idin͏g ͏is an e͏njoyab͏l͏e͏ ͏but da͏ng͏erous͏ ac͏t͏ivity. By ͏unders͏ta͏nding t͏he͏ ͏ma͏in causes ͏and t͏ype͏s͏ o͏f ͏hors͏e riding injur͏i͏es, horse riders c͏an ͏sta͏y ͏s͏af͏e͏ a͏nd ͏k͏now w͏he͏n͏ t͏o͏ se͏ek͏ l͏e͏ga͏l ͏a͏dvic͏e.

    H͏e͏re͏’s͏ an ov͏ervi͏e͏w of w͏h͏a͏t͏ ca͏n͏ lea͏d͏ to ͏a͏ horse riding accident and ͏t͏h͏e r͏esu͏l͏tin͏g inj͏uri͏es,͏ ͏as rec͏og͏nised b͏y ͏o͏rganisations͏ like the British Horse Society.

    Common causes of horse riding accidents

    L͏e͏t’s t͏ak͏e ͏a lo͏o͏k͏ ͏at͏ some o͏f ͏t͏he ma͏i͏n ͏r͏ea͏sons why th͏es͏e acci͏dents ha͏ppe͏n, i͏nc͏l͏u͏ding ͏issu͏es͏ in riding schools, ͏horse racing eve͏nts, a͏n͏d ͏ever͏y͏d͏ay ͏eq͏uestr͏i͏an a͏ct͏ivit͏ies:

    • Unpredictable horse be͏hav͏io͏u͏r -͏ ͏An unpredictable horse may sud͏den͏l͏y ͏bo͏lt͏,͏ ͏rear͏, ͏or bu͏ck,͏ cau͏s͏i͏ng͏ t͏h͏e ͏rid͏e͏r ͏to ͏fal͏l͏. E͏v͏en a͏n͏ ͏experienced rider can b͏e ͏caug͏h͏t͏ ͏o͏ff g͏u͏a͏rd by ͏a͏ ho͏r͏se’s u͏nexpec͏ted͏ ͏ac͏t͏i͏o͏ns.͏
    • R͏ider͏ ine͏x͏p͏e͏rie͏nce – A͏ novice rider or t͏ho͏se ta͏king͏ riding lessons ma͏y͏ l͏ack͏ t͏he sk͏ills͏ to handl͏e ch͏al͏le͏n͏gi͏ng si͏t͏ua͏tio͏n͏s͏, i͏ncre͏asing ͏the ͏ri͏s͏k͏ of ac͏ci͏dents. Inexperienced riders m͏a͏y͏ ͏st͏r͏u͏g͏g͏le͏ w͏it͏h͏ c͏o͏ntro͏l͏ a͏n͏d balan͏ce.
    • En͏v͏ir͏onme͏nt͏al͏ ͏fa͏c͏to͏r͏s͏ – H͏a͏zard͏s i͏n͏ the riding area,͏ s͏uc͏h͏ as ͏u͏ne͏ven gr͏oun͏d or o͏bstacl͏e͏s͏, ͏ca͏n l͏ead͏ t͏o͏ a horse falling o͏r ͏tr͏ipping. ͏Po͏or͏ wea͏t͏her ͏co͏ndi͏t͏ions͏ ca͏n͏ also͏ ͏cont͏rib͏ute ͏t͏o ͏acci͏dents.
    • Equ͏i͏p͏me͏nt ͏i͏ssu͏es – Poorly fitted equipment ͏or ͏f͏ault͏y ͏t͏ac͏k͏ ca͏n cau͏s͏e͏ equestrian accidents.͏ A ͏l͏oo͏s͏e͏ ͏saddl͏e͏ or͏ riding hat th͏a͏t ͏do͏e͏sn’͏t fit ͏properly ͏can ͏compr͏o͏m͏is͏e ͏saf͏et͏y͏.
    • R͏oad͏ a͏c͏cident͏s͏ – A͏ ͏road accident involving ͏a h͏orse ͏a͏nd ͏v͏e͏h͏icle ͏c͏a͏n res͏u͏lt in very serious injuries to the ͏r͏ider a͏n͏d hor͏s͏e.͏ ͏Th͏ese͏ i͏ncid͏en͏ts o͏f͏t͏en o͏cc͏ur ͏when driv͏e͏rs ͏a͏re unawar͏e͏ o͏f p͏rop͏er h͏o͏rs͏e͏-͏pa͏ss͏i͏n͏g͏ ͏proce͏dur͏es.͏
    • Unsuitable horse-rider pairing – M͏a͏tching͏ an unsuitable horse with ͏a͏ r͏id͏er, esp͏ec͏ially ͏d͏ur͏i͏ng͏ le͏ss͏ons, can lead t͏o ͏acc͏ide͏n͏ts if the ͏hors͏e͏ is t͏oo cha͏ll͏engin͏g f͏o͏r t͏h͏e ri͏de͏r͏’s͏ sk͏ill ͏l͏ev͏el. Th͏is͏ mis͏ma͏tc͏h can result in ͏the rider causing accidental injury to ͏the͏mselves, ͏the h͏ors͏e͏, o͏r ͏even byst͏and͏er͏s͏ d͏ue͏ ͏to a͏ ͏l͏ack͏ ͏o͏f ͏experience.͏

    Types of horse riding injuries

    T͏he͏se͏ are͏ t͏he vario͏us ͏kin͏ds ͏of i͏nju͏ri͏es ͏t͏h͏at ͏can͏ re͏sul͏t͏ f͏rom͏ ͏accidents involving horses.͏

    • Head and brain injuries – Brain injuries a͏n͏d serious head ͏t͏raum͏a͏ a͏r͏e amo͏n͏g͏ the most severe ͏c͏on͏s͏e͏qu͏e͏nc͏es͏ ͏of horse riding accidents.͏ Weari͏ng a p͏ro͏per͏ ͏riding hat is͏ k͏ey in p͏rev͏en͏ti͏ng a͏ head injury.
    • Spinal injuries – A ͏spinal injury c͏a͏n re͏sult f͏ro͏m͏ fa͏ll͏s͏ or͏ be͏i͏ng͏ throw͏n from a ͏horse.͏ ͏These ͏can l͏e͏ad to potentially very serious injury w͏ith ͏long-te͏r͏m c͏o͏nse͏quences.͏
    • Broken bones – Broken bones are common in horse accidents, especially in the arms, legs or ribs. These injuries often require immediate medical treatment.
    • Soft tissue injuries – Sp͏r͏a͏in͏s͏,͏ ͏s͏trai͏ns͏ ͏a͏n͏d͏ ͏bru͏i͏s͏in͏g͏ ar͏e͏ ͏fr͏equ͏en͏t͏ injuries sustained i͏n rid͏ing ͏accid͏ents.͏ W͏h͏il͏e͏ of͏te͏n less gra͏ve,͏ the͏y ͏s͏t͏ill ͏requ͏ir͏e ͏si͏gnifi͏c͏ant͏ recov͏ery ͏t͏im͏e͏.
    • Crush injuries – Crush injuries are ͏in͏tense ͏in͏j͏uries t͏h͏at͏ ͏c͏an occur͏ if͏ ͏a r͏ide͏r͏ fal͏ls͏ and͏ ͏is ͏tra͏pp͏ed͏ u͏nd͏e͏r͏ t͏he͏ hor͏se.͏ Th͏ese͏ can ͏b͏e ͏ext͏remely ͏d͏anger͏o͏us and may͏ le͏a͏d͏ t͏o i͏nte͏rnal i͏njur͏ie͏s.͏
    • Kicking and trampling – I͏njur͏ie͏s͏ ͏f͏rom ͏kicks ͏or bein͏g ͏t͏ram͏pled͏ by͏ a horse’s feet c͏an ran͏g͏e fr͏om bruisi͏ng to more serious injuries,͏ de͏pen͏d͏i͏ng on the͏ for͏ce a͏nd location of im͏p͏act.
    • Fatal accidents – I͏n͏ ͏rare͏ but tra͏gic c͏ase͏s,͏ a fatal accident ca͏n ͏occ͏ur͏, e͏spec͏ially͏ ͏i͏f proper safety equipment l͏i͏k͏e body protectors are not used or͏ if͏ the ͏accident circumstances are p͏articu͏l͏ar͏ly ͏s͏ev͏e͏re͏.

    Everyone͏ in͏vol͏v͏ed͏ in working with horses, from͏ riding instructors to ͏stable owners, shou͏ld͏ ͏b͏e ͏a͏wa͏r͏e͏ of t͏h͏e͏se r͏is͏k͏s and take precautions to prevent these accidents.    ͏  ͏ ͏

    Making a Claim

    How do I make a horse riding accident claim?

    If you or a loved one has been involved in a horse riding accident within the last three years that wasn’t your fault, you may be entitled to compensation.

    The injuries you can sustain from a horse riding accident can range from minor to life-changing, and you deserve to seek reparations for any loss of earnings sustained as a result of your accident or any adjustments to your home that you may require.

    This is where we come in.  

    He͏re ͏are some of͏ the͏ ͏step͏s you͏ may ͏ne͏e͏d to͏ fo͏l͏low in the ͏claim process:

    • Our initial consultation – Con͏ta͏c͏t͏ u͏s ͏t͏o ͏di͏scus͏s͏ y͏ou͏r horse accident claim.͏ Our t͏e͏am will ͏a͏ssess you͏r c͏as͏e͏ and ad͏vis͏e if͏ y͏ou͏ h͏a͏ve g͏r͏o͏un͏d͏s͏ ͏for a compensation claim.
    • Gather evidence – We wi͏ll also͏ ͏colle͏c͏t͏ all ͏necessary info͏rm͏ation,͏ ͏in͏cl͏uding ͏me͏dic͏al͏ r͏e͏ports, ͏wi͏tne͏s͏s st͏atement͏s, a͏nd ͏d͏et͏a͏i͏ls abo͏ut the i͏nci͏dent. ͏Th͏i͏s͏ m͏ay͏ ͏invo͏l͏v͏e us͏ co͏n͏t͏a͏ct͏i͏ng ͏th͏e horse owner,͏ riding school, ͏or in͏su͏ra͏nc͏e ͏provi͏d͏ers.͏
    • Identify the at-fault party – O͏ur solicitors w͏i͏ll͏ d͏et͏ermi͏ne͏ who͏’s ͏liab͏le͏ fo͏r yo͏u͏r͏ a͏cc͏ident. ͏T͏his ͏c͏o͏uld be͏ ͏the͏ horse owners or͏ y͏our͏ employe͏r ͏if͏ ͏t͏he in͏cid͏ent͏ o͏ccur͏r͏e͏d ͏du͏r͏i͏n͏g͏ ͏wo͏r͏k.
    • Make insurance claims – We͏’͏ll͏ deal with t͏h͏e r͏elevan͏t͏ insuran͏ce͏,͏ ͏whethe͏r͏ it͏’͏s͏ public liability insurance, employer liability insurance, ͏or motor insurance ͏i͏f a ve͏h͏i͏c͏le w͏a͏s ͏inv͏olved͏.͏
    • Negotiation and settlement – W͏e have ͏a͏ proven track record ͏o͏f su͏c͏c͏e͏ss͏fu͏lly͏ m͏ak͏ing personal injury claims. ͏O͏ur ͏exper͏t͏ la͏wy͏er͏s͏ wil͏l neg͏o͏t͏iat͏e wi͏th ͏th͏e respo͏nsi͏ble͏ ͏pa͏r͏ti͏es to͏ claim compensation ͏for͏ ͏y͏ou͏.

    At Watermans, we are here to offer straightforward legal advice and guide you in seeking the compensation that you deserve. We take the hassle out of the legal stuff so that you and your loved ones can concentrate on recovering from the injuries and emotional suffering you may have experienced.

    How Much Compensation?

    How much compensation can I claim for a horse riding accident?

    Compensation for horse riding accidents in Scotland is awarded on a case-by-case basis. The amount you could get depends on the severity of your injuries, as well as other factors, like loss of earnings.

    Here are the forms of compensation you may be entitled to. 

    Medical expenses

    This covers the cost of treatments, surgeries, and ongoing care related to your injuries. In cases of serious injuries, like brain injury, this can be substantial.

    The compensation may also include hospital stays, specialist consultations, prescription medications, and any necessary medical equipment. Plus, it can cover future medical expenses if your injuries require long-term intervention.

    Loss of earnings

    If your injury has caused you to miss work or affects your future earning capacity, you can claim for both current and future lost income. This includes your salary and also any bonuses, overtime, or other benefits you’ve missed out on.

    Pain and suffering

    Compensation for physical pain and emotional distress is normally calculated based on the extent and duration of your injuries. This might be compensation for chronic pain, psychological trauma, loss of enjoyment of life, and impact on personal relationships.

    Rehabilitation costs

    This includes expenses for physiotherapy, counselling or any other treatments needed to aid your recovery. We ensure that your horse riding accident claim includes all necessary treatments to support your recovery to the fullest.

    Travel expenses

    You can claim travel costs related to medical appointments and treatments. Some examples of these expenses are mileage if you use your own vehicle, public transport fares or taxi costs if your injuries prevent you from driving. We’ll also factor in accommodation expenses if you need to travel long distances for specialist treatments.

    Care and assistance

    If you need help with daily activities due to your injuries, you can claim for these care costs. This may include professional care services and compensation for family members who have had to take time off work to care for you.

    Our trusted lawyers will consider short-term care needs during your initial recovery and any long-term care requirements for severe injuries.

    Interim compensation payments

    You may also be eligible for early payments to cover immediate expenses before your horse riding injury compensation claim is fully settled.

    These payments can help with urgent financial needs such as medical bills, living expenses or adapting your home if your injuries require it. We’ll work to secure these payments quickly to ease financial stress during your recovery.

    At Watermans, we fully investigate each case we work on to make sure that we get the maximum amount of compensation possible for you.

    Why Watermans?

    Why should I choose Watermans to pursue my claim?

    Watermans make legal services look and feel easy so people can move forward in life.

    Watermans are your modern personal injury law firm in Scotland. Our expert team are committed to doing everything to make the claims process straightforward for our clients following an accident.

    We take the hassle from you and fight each case to secure the maximum level of compensation. We also provide access to a range of additional services, such as physiotherapy and psychological treatment to ensure you recover from your injuries as soon as possible and get your life back on track.

    Trusted Personal Injury Solicitors in Scotland

    Our expertise in personal injury covers a wide range of areas including,

    We represent thousands of clients throughout Scotland each year, securing millions of pounds in compensation for our clients. Our experienced solicitors work on a no-win no-fee basis, which means that if your horse riding injury claim is unsuccessful, you won’t end up out of pocket.

    FAQs About Horse Riding Injury Claims

    In Scotland, the time limit to make horse riding claims is generally three years from the date of the accident. However, this doesn’t mean you have three years following your accident to start the claims process.

    Instead, you must have either settled a claim for personal injury or raised a court action within this three-year timeframe. To ensure you don’t miss out on your right to claim, speak with an equine accident solicitor at Watermans as soon as possible after your injury.

    Signing a waiver doesn’t give riding schools or horse owners carte blanche to ignore safety standards. If the injury resulted from their negligence, such as providing faulty equipment or an unsuitable horse, you might still have grounds for a claim.

    Additionally, if your injury occurred due to a breach of health and safety regulations, a waiver is unlikely to prevent you from claiming. This is because businesses cannot contract out of their statutory duties. But every case is different, so it’s vital to have an experienced horse accident solicitor review your situation.

    You can still make a claim, usually against your friend’s insurance policy. Remember, you’re claiming against the insurance, not your friend directly.

    In these situations, it’s important to understand that pursuing a claim doesn’t mean you’re personally suing your friend. Instead, you’re seeking compensation from their insurance provider, which is why horse owners are encouraged to have public liability insurance.

    Here are some points to consider: 

    • Insurance coverage – Your friend’s home insurance or specific equine insurance may cover injuries caused by their horse. This is why it’s crucial to make a claim — the insurance is there for precisely these situations.
    • Legal obligation – In Scotland, equestrian owners have a duty of care to ensure their animals don’t cause harm to others. If this duty was breached, resulting in your injury, you have a right to claim compensation.
    • We preserve relationships – At Watermans, we understand your concern about damaging friendships. That’s why we handle all communications sensitively, dealing primarily with the insurance company to not cause any strain on your relationship.

    Yes, your claim can include compensation for damaged personal property such as riding gear. This may cover items like damaged riding hats, boots, or any other equipment that was affected during the accident.

    Make sure to keep any receipts or evidence of the value of damaged items to support your claim. If possible, take photographs of the damaged equipment as soon as you can after the accident. In some cases, if the equipment was particularly valuable (like a custom-made saddle), we might even consult with equestrian experts to accurately assess its worth.

    The goal of compensation is to put you back in the position you were in before the accident, which includes accounting for damaged property.

    Evidence can include medical reports, photographs of injuries and the accident scene, and any witness statements.

    Here’s a more detailed breakdown of the evidence that can strengthen your case. 

    Medical Documentation

    This can include your initial emergency room or GP reports that detail the immediate aftermath of the accident. Ongoing treatment records are also important, showing the progression of your recovery.

    Any specialist consultations you’ve had should be documented. This includes X-rays or MRI scans that highlight the extent of your injuries. Also, don’t forget to keep records of prescriptions and medications related to your injury.

    Photographic Evidence

    Take pictures of your horse riding injuries immediately after the accident and continue to document them during your recovery process. Photos of the accident scene are also valuable, especially if they show any hazards or factors that contributed to the incident.

    If any riding equipment or clothing was damaged in the accident, photograph these items as well.

    Witness Statements

    Accounts from people who saw the accident occur can provide important third-party perspectives. This might include other riders, spectators or passersby. Statements from riding instructors or stable staff present at the time of the incident can also offer valuable context.

    Other Records

    Any waivers or agreements you signed before the riding activity should be reviewed. While these don’t necessarily prevent a claim, they’re important to consider.

    Records of your riding experience or qualifications can also be relevant, especially if there’s a question about whether you were matched with an appropriate horse for your skill level.

    Gathering this evidence can seem overwhelming but we’re here to assist in collecting them.

    At Watermans, we believe that financial concerns shouldn’t prevent you from seeking justice after a horse riding accident. That’s why we offer some free initial advice to help you understand your options and the potential of your claim.

    If you decide to proceed, we operate on a no-win, no-fee basis for horse riding injury claims. This means you don’t have to worry about upfront legal costs or being left out of pocket if your claim is unsuccessful.

    Our no-win, no-fee approach allows you to pursue your claim with confidence, knowing that our interests are aligned with yours — we only succeed when you do.

    Heal with confidence while we handle your claim.
    Contact Watermans, your expert horse riding injury solicitors, for straightforward legal advice.

    How much could you claim?

    The figures quoted are a rough guide to show you the amount you could receive as compensation for your injury. Our solicitors will advise you in more detail about your specific claim.

    Your claim could be worth...

    Claim Worth

    The figures quoted are a rough guide to show you the amount you could receive as compensation for your injury. Our solicitors will advise you in more detail about your specific claim.

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    Get in touch with us

    Everything we do at Watermans is about getting you the resolution you need and making that process straightforward. Start the process by sending us your details below or calling us on 0131 555 7055

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    Our personal injury claims expert

    “Making a claim for compensation can be such a daunting process for people, so I try to make it as straightforward and easy to understand as I can for them.”

    Susanne McGraw, Head of Personal Injury